Terms of Use

1. Accept terms

By downloading, installing and using the X-money app, you agree to abide by and are bound by the following terms and conditions.

2. Description of service

X-money is a personal finance management app using AI technology to

• Record income and expense automatically by voice
• Analyze and report expenses
• Provide smart financial suggestions
• Share wallet with family

3. User account

When creating an account, you commit to

• Provide accurate and complete information
• Secure login information
• Responsible for all activities in the account
• Notify immediately when detecting illegal access

4. Usage rules

You agree not to use the service to

• Violate laws or the rights of third parties
• Transmit harmful content illegally
• Intervene in the operation of the system
• Copy or distribute the app illegally

5. Intellectual property rights

All intellectual property rights related to X-money belong to us

6. Payment and refund

For paid features

• Payment is processed through App Store/Google Play
• Refund policy of each platform
• Auto renewal unless cancelled within 24h

7. Limit of responsibility

X-money provides the service as is and does not guarantee

• The service operates continuously without errors
• The absolute accuracy of data
• Suitable for all purposes

8. Termination of service

We have the right to temporarily suspend or terminate your account if you violate the usage terms without notice

9. Changes to terms

We may update this terms of use continuing to use the service means you accept the new terms

10. Contact

If you have any questions about the usage terms, please contact

Email: contact@x-money.app
Address: 21F toà nhà viwaseen 48 Tố Hữu - Trung Văn - Nam Từ Liêm - Hà Nội