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Insights & Knowledge

X Money

How is AI Influencing Young People?

AI – A Tool Changing the Lifestyle of Young People AI (Artificial Intelligence) is no longer unfamiliar to the generation...

02/10/2025
X Money

Applying the "No-Spend Day" Habit to Increase Savings

Are you looking for ways to increase savings without "tightening your belt"...

24/09/2025
X Money

Applying the 80/20 Principle in Expense Management

Did you know that just 20% of spending habits can cause 80% of waste...?

24/09/2025
X Money

The Freelancer's Spending Handbook: Adapting to Fluctuating Income

You are a freelancer, free in terms of time but "passive" with your income, sometimes plentiful...

24/09/2025

AI-Powered Personal Spending: The Future of Financial Management

Have you ever wondered why monthly expenses "fly" by so quickly...?

24/09/2025
X Money

Effective Spending Classification Methods for Office Workers

You are an office worker, busy with 8 hours of work each day, at the end of the month you receive...

24/09/2025

How to Avoid Overspending During Holidays and Tet?

How to Avoid Breaking the Bank During Holidays and Tet? Holidays and Tet are often times of "exploding" spending with shopping,...

24/09/2025

Weekly Expense Management: Small Habit, Big Impact

Are you experiencing "overspending" without knowing why? Just with a small habit like managing expenses...

24/09/2025
X Money

Why is Personal Expense Management a Deciding Factor in Financial Success?

Did you know that, no matter how high your income is, if you don't manage your personal spending effectively, you can still fall into debt...?

24/09/2025
X Money

Secrets to Cutting Unnecessary Expenses Without Affecting Quality of Life

Have you ever wondered why your wallet "shrinks" at the end of the month despite a stable income? Usually, the main culprits are...

24/09/2025

Optimize Monthly Expenses: Electricity, Water, Internet, Shopping

Optimize Monthly Expenses: Electricity, Water, Internet, Shopping Are you...

24/09/2025

Family Budgeting: Balancing Personal Needs and the Home

Have you ever felt like managing household expenses is like a "war" between personal needs and...

24/09/2025

7 Steps to Building a Smart Budget for Beginners

Are you having trouble controlling your spending? Every month-end, your salary seems to "evaporate" without knowing where it went...

24/09/2025

The "Expense Tracking Notebook" 4.0 Method: From Paper Notebook to Mobile App

Keeping track of expenses used to be a laborious habit with paper notebooks, carefully writing down each number and only finding out at the end of the month...

24/09/2025
X Money

Voice-based expense and income tracking with the X Money app.

Voice Expense Tracking with the X Money App Are you looking for a quick way to track income and expenses using your voice and...

22/09/2025
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